How a Machine Learning Model Predicts Your Home's Health Score
This patent describes using machine learning to analyze home data and predict a 'home score' based on the age and health of key components.
Original patent title: “Systems and methods for generating a home score and modifications for a user”
This patent describes using machine learning to analyze home data and predict a 'home score' based on the age and health of key components. Granted in 2026.
Coverage
What does this patent actually cover?
This patent outlines a system that takes in data about your home, like information from smart devices (telematics data), and uses a machine learning model to figure out how old different parts of your house are. It focuses on components that affect the structural integrity, like the roof or foundation. Based on this age information, it calculates a 'home health indicator' and then generates an overall 'home score' for the property. For example, if the system detects that your HVAC system is very old based on its usage patterns, this would contribute to a lower home health indicator and thus a lower home score.
The gap
What does this patent NOT cover?
- Does not cover scores based on market value or neighborhood statistics.
- Does not cover systems that only analyze financial data about the home.
- Does not cover methods that do not use machine learning to determine component age.
- Does not cover health indicators unrelated to component age.
- Does not cover systems that do not generate a specific 'home score'.
These exclusions are unique to PatentBrief — derived from the actual claim language, not patent-office boilerplate.
Key facts
What made this novel
The noveltynoveltyThe requirement that an invention be different from anything publicly known before its priority date.Read more → lies in using machine learning to infer the age and health of structural components from indirect telematics data, creating a predictive health score rather than relying solely on direct inspection or known installation dates.
Schematic visualization of the patent's claim structure. Hand-drawn diagrams in progress for each landmark patent.
Where you've seen this
Real-world examples
Smart home monitoring systems
Home insurance risk assessment tools
Property valuation platforms
Why it matters
The bigger picture
This technology could be valuable for homeowners, insurance companies, and potential buyers. It offers a data-driven way to assess a property's condition beyond a simple visual inspection, potentially influencing insurance premiums or sale prices.
Filed
May 22, 2023
Granted
September 15, 2026
Market context
Who's building on this
Companies in this space
Companies involved in smart home technology, property management software, and insurance technology (insurtech) are likely exploring or utilizing similar predictive analytics for property assessment.
Market impact
This patent could enable new services for homeowners and real estate professionals, offering a more objective and data-driven assessment of property condition. It might lead to more personalized insurance policies or facilitate more informed property transactions.
Claim 1 — Plain English
What this patent covers
This patent outlines a system that takes in data about your home, like information from smart devices (telematics data), and uses a machine learning model to figure out how old different parts of your house are. It focuses on components that affect the structural integrity, like the roof or foundation. Based on this age information, it calculates a 'home health indicator' and then generates an overall 'home score' for the property. For example, if the system detects that your HVAC system is very old based on its usage patterns, this would contribute to a lower home health indicator and thus a lower home score.
The clever bit
The novelty lies in using machine learning to infer the age and health of structural components from indirect telematics data, creating a predictive health score rather than relying solely on direct inspection or known installation dates.
What it does not cover
- Does not cover scores based on market value or neighborhood statistics.
- Does not cover systems that only analyze financial data about the home.
- Does not cover methods that do not use machine learning to determine component age.
- Does not cover health indicators unrelated to component age.
- Does not cover systems that do not generate a specific 'home score'.
Patent timeline
Application submitted to the patent office
Patent officially issued
PatentBrief Score
Impact Score
Early stage
Citation count
0/40
No citations yet
Claim breadth
0/20
Narrow claimsclaimsThe numbered statements at the end of a patent that legally define what the inventor owns.Read more →
Recency
20/20
Granted within 5 years
Assignee scale
0/20
Independent or smaller assigneeassigneeThe entity that owns the patent — usually the inventor's employer or a company.Read more →
PatentBrief Impact Score — based on citation count, claim breadth, recency, and assignee scale. Not a legal assessment.
Heuristic Value Estimate
What this patent might be worth
$19K – $61K
Midpoint $38K · 16.6 yr remaining · industry ×1.6
Heuristic only — blends forward/backward citation counts, claim scope, time remaining, litigation history, and CPC-derived industry baseline. Real valuations need a professional appraisal.
Claim text not yet imported for this patent
Concepts involved
Cite this patent
(2026). How a Machine Learning Model Predicts Your Home's Health Score (U.S. Patent No. 12,737,817). U.S. Patent and Trademark Office. https://patentbrief.org/patent/us/12737817/systems-and-methods-for-generating-a-home-score-and-modifications-for-a-user-12737817
Auto-generated from the patent record. Double-check author order and the issue date against the official USPTO document before submitting.
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Common Questions
Frequently Asked Questions
What does How a Machine Learning Model Predicts Your Home's Health Score cover?
This patent describes using machine learning to analyze home data and predict a 'home score' based on the age and health of key components.
When does this patent expire?
This patent is expected to expire on September 15, 2046, when the invention enters the public domain.
What problem does this patent solve?
This technology could be valuable for homeowners, insurance companies, and potential buyers. It offers a data-driven way to assess a property's condition beyond a simple visual inspection, potentially influencing insurance premiums or sale prices.
What does this patent NOT cover?
Does not cover scores based on market value or neighborhood statistics.
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