{
  "patent_number": "US 12737817",
  "country": "US",
  "title": "How a Machine Learning Model Predicts Your Home's Health Score",
  "original_title": "Systems and methods for generating a home score and modifications for a user",
  "summary": "This patent describes using machine learning to analyze home data and predict a 'home score' based on the age and health of key components.",
  "what_it_does": "This patent outlines a system that takes in data about your home, like information from smart devices (telematics data), and uses a machine learning model to figure out how old different parts of your house are. It focuses on components that affect the structural integrity, like the roof or foundation. Based on this age information, it calculates a 'home health indicator' and then generates an overall 'home score' for the property. For example, if the system detects that your HVAC system is very old based on its usage patterns, this would contribute to a lower home health indicator and thus a lower home score.",
  "what_it_does_not_cover": [
    "Does not cover scores based on market value or neighborhood statistics.",
    "Does not cover systems that only analyze financial data about the home.",
    "Does not cover methods that do not use machine learning to determine component age.",
    "Does not cover health indicators unrelated to component age.",
    "Does not cover systems that do not generate a specific 'home score'."
  ],
  "filed": "2023-05-22",
  "granted": "2026-09-15",
  "expires": null,
  "status": "active",
  "holder": null,
  "holder_url": null,
  "inventors": [],
  "times_cited": 0,
  "tags": [
    "consumer_electronics",
    "software",
    "ai_ml",
    "finance",
    "real_estate"
  ],
  "abstract": "Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) receiving home telematics data associated with a property for a user; (2) analyzing, according to a machine learning model, the home telematics data to determine age data for one or more components of the property, wherein the one or more components of the property are associated with a structural integrity of the property; (3) determining, based upon at least the determined age data, a home health indicator for the property, wherein the home health indicator for the property is associated with a determined age for the property; and (4) generating, based upon at least the determined home health indicator, a home score for the property.",
  "url": "https://patentbrief.org/patent/us/12737817/systems-and-methods-for-generating-a-home-score-and-modifications-for-a-user-12737817",
  "markdown_url": "https://patentbrief.org/patent/us/12737817/systems-and-methods-for-generating-a-home-score-and-modifications-for-a-user-12737817/md",
  "google_patents_url": "https://patents.google.com/patent/US12737817",
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}