{
  "patent_number": "US 10212148",
  "country": "US",
  "title": "How Online Systems Verify Your Identity Using External Data",
  "original_title": "Systems and methods for verifying attributes of users of online systems",
  "summary": "A system for verifying user identity and payment details in an online environment by pulling data from external sources and generating virtual payment tokens.",
  "what_it_does": "The patent describes a process for verifying user attributes, such as credit card details, within an online environment. When a user registers, they provide encrypted attribute data (like a name and credit card number) from their computer to a central server. The server then forwards this encrypted data to an external verification source, which confirms the information automatically without human intervention. Once verified, the server sends a 'virtual payment' token back to the user's device, which the user can then transmit to a merchant via a wireless signal to complete a transaction.",
  "what_it_does_not_cover": [
    "Does not cover verification methods that require human intervention or manual review.",
    "Does not cover systems where the verification source is the user themselves or the user's own computer.",
    "Does not cover non-encrypted transmission of credit card or name attribute values.",
    "Does not cover transactions that do not involve the generation of virtual payment information."
  ],
  "filed": "2018-05-23",
  "granted": "2019-02-19",
  "expires": null,
  "status": "active",
  "holder": "Mbr Innovations LLC",
  "holder_url": "https://patentbrief.org/company/mbr-innovations-llc",
  "inventors": [
    {
      "name": "Matthew B. Rappaport",
      "url": "https://patentbrief.org/inventor/matthew-b-rappaport"
    }
  ],
  "times_cited": 1,
  "tags": [
    "ecommerce",
    "finance",
    "software",
    "telecommunications"
  ],
  "abstract": "For sharing of information in a virtual or online environment, methods and systems are provided which enable verifying attributes of an individual. An individual registered for participation in a virtual or online environment may provide evidence of the attributes from a verification source that exists outside the virtual or online environment. An administrator associated with the virtual or online environment verifies the attributes by receipt of the evidence. Alternatively, the attribute for the individual may be verified after receipt of one or more signals indicating individuals registered for participation in the virtual or online environment have corroborated the attributes. A verification indication for an attribute may be shared with other individuals in the virtual or online environment.",
  "url": "https://patentbrief.org/patent/us/10212148/touch-id",
  "markdown_url": "https://patentbrief.org/patent/us/10212148/touch-id/md",
  "google_patents_url": "https://patents.google.com/patent/US10212148",
  "relatedPatents": []
}